M,N,J. PROFESSIONAL,SCIENTIFIC,TECHNICAL,INFORMATION,COMMUNICATION,ADMINISTRATIVE - ekonomika ČNB
Nové časové řady makroekonomiky a jejich data
Graf hodnot, Client deposits by branches (CZ-NACE) - by divisions (EUR)
Meziroční srovnání
Minima a maxima
Typ | Období | Hodnota |
---|---|---|
Max | 30.04.2010 | 32 115.70 |
Min | 28.02.2002 | 3 159.00 |
Historické hodnoty
Období | Hodnota | Předchozí | Rozdíl | Změna | Před rokem | Rozdíl | Změna |
---|---|---|---|---|---|---|---|
30.11.2015 | 30 623.00 | 28 102.40 | 2 520.60 | 8.97% | 27 562.80 | 3 060.20 | 11.10% |
31.10.2015 | 28 102.40 | 28 444.20 | - 341.80 | -1.20% | 27 972.90 | 129.50 | 0.46% |
30.09.2015 | 28 444.20 | 30 400.50 | -1 956.30 | -6.43% | 27 130.90 | 1 313.30 | 4.84% |
31.08.2015 | 30 400.50 | 28 229.70 | 2 170.80 | 7.69% | 26 637.40 | 3 763.10 | 14.13% |
31.07.2015 | 28 229.70 | 29 801.40 | -1 571.70 | -5.27% | 26 433.80 | 1 795.90 | 6.79% |
30.06.2015 | 29 801.40 | 31 896.10 | -2 094.70 | -6.57% | 26 181.50 | 3 619.90 | 13.83% |
31.05.2015 | 31 896.10 | 31 635.60 | 260.50 | 0.82% | 25 713.90 | 6 182.20 | 24.04% |
30.04.2015 | 31 635.60 | 29 350.30 | 2 285.30 | 7.79% | 25 520.10 | 6 115.50 | 23.96% |
31.03.2015 | 29 350.30 | 29 490.60 | - 140.30 | -0.48% | 23 965.70 | 5 384.60 | 22.47% |
28.02.2015 | 29 490.60 | 26 488.60 | 3 002.00 | 11.33% | 24 119.70 | 5 370.90 | 22.27% |
31.01.2015 | 26 488.60 | 28 199.40 | -1 710.80 | -6.07% | 25 056.20 | 1 432.40 | 5.72% |
31.12.2014 | 28 199.40 | 27 562.80 | 636.60 | 2.31% | 24 503.80 | 3 695.60 | 15.08% |
30.11.2014 | 27 562.80 | 27 972.90 | - 410.10 | -1.47% | 23 182.80 | 4 380.00 | 18.89% |
31.10.2014 | 27 972.90 | 27 130.90 | 842.00 | 3.10% | 23 333.80 | 4 639.10 | 19.88% |
30.09.2014 | 27 130.90 | 26 637.40 | 493.50 | 1.85% | 22 254.10 | 4 876.80 | 21.91% |
31.08.2014 | 26 637.40 | 26 433.80 | 203.60 | 0.77% | 23 719.40 | 2 918.00 | 12.30% |
31.07.2014 | 26 433.80 | 26 181.50 | 252.30 | 0.96% | 22 882.20 | 3 551.60 | 15.52% |
30.06.2014 | 26 181.50 | 25 713.90 | 467.60 | 1.82% | 22 414.50 | 3 767.00 | 16.81% |
31.05.2014 | 25 713.90 | 25 520.10 | 193.80 | 0.76% | 18 827.20 | 6 886.70 | 36.58% |
30.04.2014 | 25 520.10 | 23 965.70 | 1 554.40 | 6.49% | 21 622.40 | 3 897.70 | 18.03% |
31.03.2014 | 23 965.70 | 24 119.70 | - 154.00 | -0.64% | 20 462.10 | 3 503.60 | 17.12% |
28.02.2014 | 24 119.70 | 25 056.20 | - 936.50 | -3.74% | 22 664.90 | 1 454.80 | 6.42% |
31.01.2014 | 25 056.20 | 24 503.80 | 552.40 | 2.25% | 21 452.10 | 3 604.10 | 16.80% |
31.12.2013 | 24 503.80 | 23 182.80 | 1 321.00 | 5.70% | 21 614.00 | 2 889.80 | 13.37% |
30.11.2013 | 23 182.80 | 23 333.80 | - 151.00 | -0.65% | 22 483.10 | 699.70 | 3.11% |
31.10.2013 | 23 333.80 | 22 254.10 | 1 079.70 | 4.85% | 23 473.90 | - 140.10 | -0.60% |
30.09.2013 | 22 254.10 | 23 719.40 | -1 465.30 | -6.18% | 24 296.60 | -2 042.50 | -8.41% |
31.08.2013 | 23 719.40 | 22 882.20 | 837.20 | 3.66% | 19 859.00 | 3 860.40 | 19.44% |
31.07.2013 | 22 882.20 | 22 414.50 | 467.70 | 2.09% | 19 129.70 | 3 752.50 | 19.62% |
30.06.2013 | 22 414.50 | 18 827.20 | 3 587.30 | 19.05% | 20 671.80 | 1 742.70 | 8.43% |
31.05.2013 | 18 827.20 | 21 622.40 | -2 795.20 | -12.93% | 21 098.50 | -2 271.30 | -10.77% |
30.04.2013 | 21 622.40 | 20 462.10 | 1 160.30 | 5.67% | 23 507.00 | -1 884.60 | -8.02% |
31.03.2013 | 20 462.10 | 22 664.90 | -2 202.80 | -9.72% | 23 029.90 | -2 567.80 | -11.15% |
28.02.2013 | 22 664.90 | 21 452.10 | 1 212.80 | 5.65% | 20 784.20 | 1 880.70 | 9.05% |
31.01.2013 | 21 452.10 | 21 614.00 | - 161.90 | -0.75% | 19 508.40 | 1 943.70 | 9.96% |
31.12.2012 | 21 614.00 | 22 483.10 | - 869.10 | -3.87% | 19 306.10 | 2 307.90 | 11.95% |
30.11.2012 | 22 483.10 | 23 473.90 | - 990.80 | -4.22% | 16 731.00 | 5 752.10 | 34.38% |
31.10.2012 | 23 473.90 | 24 296.60 | - 822.70 | -3.39% | 16 759.00 | 6 714.90 | 40.07% |
30.09.2012 | 24 296.60 | 19 859.00 | 4 437.60 | 22.35% | 17 363.60 | 6 933.00 | 39.93% |
31.08.2012 | 19 859.00 | 19 129.70 | 729.30 | 3.81% | 15 457.90 | 4 401.10 | 28.47% |
31.07.2012 | 19 129.70 | 20 671.80 | -1 542.10 | -7.46% | 13 611.80 | 5 517.90 | 40.54% |
30.06.2012 | 20 671.80 | 21 098.50 | - 426.70 | -2.02% | 15 398.10 | 5 273.70 | 34.25% |
31.05.2012 | 21 098.50 | 23 507.00 | -2 408.50 | -10.25% | 16 989.00 | 4 109.50 | 24.19% |
30.04.2012 | 23 507.00 | 23 029.90 | 477.10 | 2.07% | 19 298.30 | 4 208.70 | 21.81% |
31.03.2012 | 23 029.90 | 20 784.20 | 2 245.70 | 10.80% | 19 322.30 | 3 707.60 | 19.19% |
29.02.2012 | 20 784.20 | 19 508.40 | 1 275.80 | 6.54% | 17 070.40 | 3 713.80 | 21.76% |
31.01.2012 | 19 508.40 | 19 306.10 | 202.30 | 1.05% | 16 732.90 | 2 775.50 | 16.59% |
31.12.2011 | 19 306.10 | 16 731.00 | 2 575.10 | 15.39% | 18 107.00 | 1 199.10 | 6.62% |
30.11.2011 | 16 731.00 | 16 759.00 | -28.00 | -0.17% | 20 260.20 | -3 529.20 | -17.42% |
31.10.2011 | 16 759.00 | 17 363.60 | - 604.60 | -3.48% | 19 531.20 | -2 772.20 | -14.19% |
30.09.2011 | 17 363.60 | 15 457.90 | 1 905.70 | 12.33% | 20 305.80 | -2 942.20 | -14.49% |
31.08.2011 | 15 457.90 | 13 611.80 | 1 846.10 | 13.56% | 21 728.10 | -6 270.20 | -28.86% |
31.07.2011 | 13 611.80 | 15 398.10 | -1 786.30 | -11.60% | 24 792.30 | -11 180.50 | -45.10% |
30.06.2011 | 15 398.10 | 16 989.00 | -1 590.90 | -9.36% | 24 215.80 | -8 817.70 | -36.41% |
31.05.2011 | 16 989.00 | 19 298.30 | -2 309.30 | -11.97% | 24 889.90 | -7 900.90 | -31.74% |
30.04.2011 | 19 298.30 | 19 322.30 | -24.00 | -0.12% | 32 115.70 | -12 817.40 | -39.91% |
31.03.2011 | 19 322.30 | 17 070.40 | 2 251.90 | 13.19% | 20 596.70 | -1 274.40 | -6.19% |
28.02.2011 | 17 070.40 | 16 732.90 | 337.50 | 2.02% | 20 577.90 | -3 507.50 | -17.04% |
31.01.2011 | 16 732.90 | 18 107.00 | -1 374.10 | -7.59% | 25 462.20 | -8 729.30 | -34.28% |
31.12.2010 | 18 107.00 | 20 260.20 | -2 153.20 | -10.63% | 24 665.30 | -6 558.30 | -26.59% |
30.11.2010 | 20 260.20 | 19 531.20 | 729.00 | 3.73% | 20 265.80 | -5.60 | -0.03% |
31.10.2010 | 19 531.20 | 20 305.80 | - 774.60 | -3.81% | 19 616.90 | -85.70 | -0.44% |
30.09.2010 | 20 305.80 | 21 728.10 | -1 422.30 | -6.55% | 23 825.40 | -3 519.60 | -14.77% |
31.08.2010 | 21 728.10 | 24 792.30 | -3 064.20 | -12.36% | 24 836.80 | -3 108.70 | -12.52% |
31.07.2010 | 24 792.30 | 24 215.80 | 576.50 | 2.38% | 17 441.90 | 7 350.40 | 42.14% |
30.06.2010 | 24 215.80 | 24 889.90 | - 674.10 | -2.71% | 25 280.00 | -1 064.20 | -4.21% |
31.05.2010 | 24 889.90 | 32 115.70 | -7 225.80 | -22.50% | 24 453.20 | 436.70 | 1.79% |
30.04.2010 | 32 115.70 | 20 596.70 | 11 519.00 | 55.93% | 21 417.90 | 10 697.80 | 49.95% |
31.03.2010 | 20 596.70 | 20 577.90 | 18.80 | 0.09% | 22 489.30 | -1 892.60 | -8.42% |
28.02.2010 | 20 577.90 | 25 462.20 | -4 884.30 | -19.18% | 25 524.50 | -4 946.60 | -19.38% |
31.01.2010 | 25 462.20 | 24 665.30 | 796.90 | 3.23% | 18 854.80 | 6 607.40 | 35.04% |
31.12.2009 | 24 665.30 | 20 265.80 | 4 399.50 | 21.71% | 17 807.20 | 6 858.10 | 38.51% |
30.11.2009 | 20 265.80 | 19 616.90 | 648.90 | 3.31% | 14 731.80 | 5 534.00 | 37.56% |
31.10.2009 | 19 616.90 | 23 825.40 | -4 208.50 | -17.66% | 14 258.00 | 5 358.90 | 37.59% |
30.09.2009 | 23 825.40 | 24 836.80 | -1 011.40 | -4.07% | 17 387.20 | 6 438.20 | 37.03% |
31.08.2009 | 24 836.80 | 17 441.90 | 7 394.90 | 42.40% | 12 825.60 | 12 011.20 | 93.65% |
31.07.2009 | 17 441.90 | 25 280.00 | -7 838.10 | -31.01% | 14 344.60 | 3 097.30 | 21.59% |
30.06.2009 | 25 280.00 | 24 453.20 | 826.80 | 3.38% | 12 425.00 | 12 855.00 | 103.46% |
31.05.2009 | 24 453.20 | 21 417.90 | 3 035.30 | 14.17% | 12 209.00 | 12 244.20 | 100.29% |
30.04.2009 | 21 417.90 | 22 489.30 | -1 071.40 | -4.76% | 11 712.10 | 9 705.80 | 82.87% |
31.03.2009 | 22 489.30 | 25 524.50 | -3 035.20 | -11.89% | 19 584.00 | 2 905.30 | 14.84% |
28.02.2009 | 25 524.50 | 18 854.80 | 6 669.70 | 35.37% | 20 926.00 | 4 598.50 | 21.98% |
31.01.2009 | 18 854.80 | 17 807.20 | 1 047.60 | 5.88% | 13 151.20 | 5 703.60 | 43.37% |
31.12.2008 | 17 807.20 | 14 731.80 | 3 075.40 | 20.88% | 12 581.80 | 5 225.40 | 41.53% |
30.11.2008 | 14 731.80 | 14 258.00 | 473.80 | 3.32% | 11 455.50 | 3 276.30 | 28.60% |
31.10.2008 | 14 258.00 | 17 387.20 | -3 129.20 | -18.00% | 12 895.90 | 1 362.10 | 10.56% |
30.09.2008 | 17 387.20 | 12 825.60 | 4 561.60 | 35.57% | 13 111.20 | 4 276.00 | 32.61% |
31.08.2008 | 12 825.60 | 14 344.60 | -1 519.00 | -10.59% | 11 513.80 | 1 311.80 | 11.39% |
31.07.2008 | 14 344.60 | 12 425.00 | 1 919.60 | 15.45% | 11 157.30 | 3 187.30 | 28.57% |
30.06.2008 | 12 425.00 | 12 209.00 | 216.00 | 1.77% | 11 155.70 | 1 269.30 | 11.38% |
31.05.2008 | 12 209.00 | 11 712.10 | 496.90 | 4.24% | 10 867.60 | 1 341.40 | 12.34% |
30.04.2008 | 11 712.10 | 19 584.00 | -7 871.90 | -40.20% | 11 912.10 | - 200.00 | -1.68% |
31.03.2008 | 19 584.00 | 20 926.00 | -1 342.00 | -6.41% | 11 548.40 | 8 035.60 | 69.58% |
29.02.2008 | 20 926.00 | 13 151.20 | 7 774.80 | 59.12% | 11 582.20 | 9 343.80 | 80.67% |
31.01.2008 | 13 151.20 | 12 581.80 | 569.40 | 4.53% | 11 405.90 | 1 745.30 | 15.30% |
31.12.2007 | 12 581.80 | 11 455.50 | 1 126.30 | 9.83% | 11 889.50 | 692.30 | 5.82% |
30.11.2007 | 11 455.50 | 12 895.90 | -1 440.40 | -11.17% | 10 021.90 | 1 433.60 | 14.30% |
31.10.2007 | 12 895.90 | 13 111.20 | - 215.30 | -1.64% | 9 417.80 | 3 478.10 | 36.93% |
30.09.2007 | 13 111.20 | 11 513.80 | 1 597.40 | 13.87% | 8 602.20 | 4 509.00 | 52.42% |
31.08.2007 | 11 513.80 | 11 157.30 | 356.50 | 3.20% | 9 505.00 | 2 008.80 | 21.13% |
31.07.2007 | 11 157.30 | 11 155.70 | 1.60 | 0.01% | 9 195.10 | 1 962.20 | 21.34% |
30.06.2007 | 11 155.70 | 10 867.60 | 288.10 | 2.65% | 8 616.60 | 2 539.10 | 29.47% |
31.05.2007 | 10 867.60 | 11 912.10 | -1 044.50 | -8.77% | 9 226.70 | 1 640.90 | 17.78% |
30.04.2007 | 11 912.10 | 11 548.40 | 363.70 | 3.15% | 9 655.30 | 2 256.80 | 23.37% |
31.03.2007 | 11 548.40 | 11 582.20 | -33.80 | -0.29% | 8 860.00 | 2 688.40 | 30.34% |
28.02.2007 | 11 582.20 | 11 405.90 | 176.30 | 1.55% | 8 779.80 | 2 802.40 | 31.92% |
31.01.2007 | 11 405.90 | 11 889.50 | - 483.60 | -4.07% | 9 263.20 | 2 142.70 | 23.13% |
31.12.2006 | 11 889.50 | 10 021.90 | 1 867.60 | 18.64% | 9 465.50 | 2 424.00 | 25.61% |
30.11.2006 | 10 021.90 | 9 417.80 | 604.10 | 6.41% | 8 485.20 | 1 536.70 | 18.11% |
31.10.2006 | 9 417.80 | 8 602.20 | 815.60 | 9.48% | 12 667.40 | -3 249.60 | -25.65% |
30.09.2006 | 8 602.20 | 9 505.00 | - 902.80 | -9.50% | 11 229.20 | -2 627.00 | -23.39% |
31.08.2006 | 9 505.00 | 9 195.10 | 309.90 | 3.37% | 12 110.60 | -2 605.60 | -21.52% |
31.07.2006 | 9 195.10 | 8 616.60 | 578.50 | 6.71% | 12 421.30 | -3 226.20 | -25.97% |
30.06.2006 | 8 616.60 | 9 226.70 | - 610.10 | -6.61% | 10 019.10 | -1 402.50 | -14.00% |
31.05.2006 | 9 226.70 | 9 655.30 | - 428.60 | -4.44% | 9 074.30 | 152.40 | 1.68% |
30.04.2006 | 9 655.30 | 8 860.00 | 795.30 | 8.98% | 8 635.20 | 1 020.10 | 11.81% |
31.03.2006 | 8 860.00 | 8 779.80 | 80.20 | 0.91% | 5 619.50 | 3 240.50 | 57.67% |
28.02.2006 | 8 779.80 | 9 263.20 | - 483.40 | -5.22% | 6 428.50 | 2 351.30 | 36.58% |
31.01.2006 | 9 263.20 | 9 465.50 | - 202.30 | -2.14% | 6 974.30 | 2 288.90 | 32.82% |
31.12.2005 | 9 465.50 | 8 485.20 | 980.30 | 11.55% | 7 037.20 | 2 428.30 | 34.51% |
30.11.2005 | 8 485.20 | 12 667.40 | -4 182.20 | -33.02% | 6 695.20 | 1 790.00 | 26.74% |
31.10.2005 | 12 667.40 | 11 229.20 | 1 438.20 | 12.81% | 7 026.10 | 5 641.30 | 80.29% |
30.09.2005 | 11 229.20 | 12 110.60 | - 881.40 | -7.28% | 6 699.00 | 4 530.20 | 67.62% |
31.08.2005 | 12 110.60 | 12 421.30 | - 310.70 | -2.50% | 6 519.60 | 5 591.00 | 85.76% |
31.07.2005 | 12 421.30 | 10 019.10 | 2 402.20 | 23.98% | 6 043.40 | 6 377.90 | 105.53% |
30.06.2005 | 10 019.10 | 9 074.30 | 944.80 | 10.41% | 5 784.10 | 4 235.00 | 73.22% |
31.05.2005 | 9 074.30 | 8 635.20 | 439.10 | 5.08% | 5 781.60 | 3 292.70 | 56.95% |
30.04.2005 | 8 635.20 | 5 619.50 | 3 015.70 | 53.66% | 6 064.90 | 2 570.30 | 42.38% |
31.03.2005 | 5 619.50 | 6 428.50 | - 809.00 | -12.58% | 4 717.30 | 902.20 | 19.13% |
28.02.2005 | 6 428.50 | 6 974.30 | - 545.80 | -7.83% | 4 716.80 | 1 711.70 | 36.29% |
31.01.2005 | 6 974.30 | 7 037.20 | -62.90 | -0.89% | 4 941.00 | 2 033.30 | 41.15% |
31.12.2004 | 7 037.20 | 6 695.20 | 342.00 | 5.11% | 4 847.90 | 2 189.30 | 45.16% |
30.11.2004 | 6 695.20 | 7 026.10 | - 330.90 | -4.71% | 4 980.00 | 1 715.20 | 34.44% |
31.10.2004 | 7 026.10 | 6 699.00 | 327.10 | 4.88% | 5 347.90 | 1 678.20 | 31.38% |
30.09.2004 | 6 699.00 | 6 519.60 | 179.40 | 2.75% | 5 500.20 | 1 198.80 | 21.80% |
31.08.2004 | 6 519.60 | 6 043.40 | 476.20 | 7.88% | 5 330.20 | 1 189.40 | 22.31% |
31.07.2004 | 6 043.40 | 5 784.10 | 259.30 | 4.48% | 4 861.90 | 1 181.50 | 24.30% |
30.06.2004 | 5 784.10 | 5 781.60 | 2.50 | 0.04% | 5 181.90 | 602.20 | 11.62% |
31.05.2004 | 5 781.60 | 6 064.90 | - 283.30 | -4.67% | 5 153.60 | 628.00 | 12.19% |
30.04.2004 | 6 064.90 | 4 717.30 | 1 347.60 | 28.57% | 4 814.20 | 1 250.70 | 25.98% |
31.03.2004 | 4 717.30 | 4 716.80 | 0.50 | 0.01% | 4 540.20 | 177.10 | 3.90% |
29.02.2004 | 4 716.80 | 4 941.00 | - 224.20 | -4.54% | 5 028.00 | - 311.20 | -6.19% |
31.01.2004 | 4 941.00 | 4 847.90 | 93.10 | 1.92% | 4 667.20 | 273.80 | 5.87% |
31.12.2003 | 4 847.90 | 4 980.00 | - 132.10 | -2.65% | 4 682.30 | 165.60 | 3.54% |
30.11.2003 | 4 980.00 | 5 347.90 | - 367.90 | -6.88% | 4 697.50 | 282.50 | 6.01% |
31.10.2003 | 5 347.90 | 5 500.20 | - 152.30 | -2.77% | 4 694.20 | 653.70 | 13.93% |
30.09.2003 | 5 500.20 | 5 330.20 | 170.00 | 3.19% | 4 518.90 | 981.30 | 21.72% |
31.08.2003 | 5 330.20 | 4 861.90 | 468.30 | 9.63% | 4 500.50 | 829.70 | 18.44% |
31.07.2003 | 4 861.90 | 5 181.90 | - 320.00 | -6.18% | 5 428.40 | - 566.50 | -10.44% |
30.06.2003 | 5 181.90 | 5 153.60 | 28.30 | 0.55% | 3 951.10 | 1 230.80 | 31.15% |
31.05.2003 | 5 153.60 | 4 814.20 | 339.40 | 7.05% | 4 464.40 | 689.20 | 15.44% |
30.04.2003 | 4 814.20 | 4 540.20 | 274.00 | 6.03% | 4 142.60 | 671.60 | 16.21% |
31.03.2003 | 4 540.20 | 5 028.00 | - 487.80 | -9.70% | 3 759.00 | 781.20 | 20.78% |
28.02.2003 | 5 028.00 | 4 667.20 | 360.80 | 7.73% | 3 159.00 | 1 869.00 | 59.16% |
31.01.2003 | 4 667.20 | 4 682.30 | -15.10 | -0.32% | 3 672.00 | 995.20 | 27.10% |
31.12.2002 | 4 682.30 | 4 697.50 | -15.20 | -0.32% | - | - | - |
30.11.2002 | 4 697.50 | 4 694.20 | 3.30 | 0.07% | - | - | - |
31.10.2002 | 4 694.20 | 4 518.90 | 175.30 | 3.88% | - | - | - |
30.09.2002 | 4 518.90 | 4 500.50 | 18.40 | 0.41% | - | - | - |
31.08.2002 | 4 500.50 | 5 428.40 | - 927.90 | -17.09% | - | - | - |
31.07.2002 | 5 428.40 | 3 951.10 | 1 477.30 | 37.39% | - | - | - |
30.06.2002 | 3 951.10 | 4 464.40 | - 513.30 | -11.50% | - | - | - |
31.05.2002 | 4 464.40 | 4 142.60 | 321.80 | 7.77% | - | - | - |
30.04.2002 | 4 142.60 | 3 759.00 | 383.60 | 10.20% | - | - | - |
31.03.2002 | 3 759.00 | 3 159.00 | 600.00 | 18.99% | - | - | - |
28.02.2002 | 3 159.00 | 3 672.00 | - 513.00 | -13.97% | - | - | - |
31.01.2002 | 3 672.00 | - | - | - | - | - | - |
Graf jako obrázek
Podobné sestavy
Aplikace Ekonomika ČNB ze sekce makroekonomika zobrazuje časové řady hlavních makroekonomických údajů z ekonomiky ČR. Najdete zde přes 10.000 grafů různých hodnot od úrokových sazeb, přes statistiky státního rozpočtu, statistiky ČNB a data zpracovávaná ČSÚ. Data jsou k dispozici obvykle za posledních více než 20 let, od prosince roku 1992. Zdroj dat: ČNB ARAD